Latest Idea: keep prices and the housing market propped up with, among other things, refi'ing homes at 140% loan to value--that is, underwater--no appraisal necessary. This is not the way to fix the ongoing housing disaster, which in the Charlottesville Area and the United States is nowhere near its bottom.
There's a 30 second commercial before HUD Secretary Shaun Donovan details how this plan
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