Now Asking $153K - 2218 Banbury Street, Charlottesville: Neg Eq Leads to Foreclosure Then Relisting At 45% Discount

After "chasing down the market" for months with small price decreases, 2218 Banbury Street, a rancher in the City, is a classic tale of negative equity leading to foreclosure--and dragging all the neighbors underwater simultaneously.  Negative Equity is a plague in Virginia, and it's increasing in Charlottesville Albemarle.   

Despite the loss of home value around it, this house is now priced at

Shooting People's Film Of The Month

Just a friendly reminder to head on over to Shooting People, watch Sam Morrison's 5 minute film, Greetings, and, if you're a member, LIKE it so it can win film of the month! Sam will buy you a pint.*

It's neck and neck the last time I looked. So tense! So, if you like the film (and why wouldn't you? it's GENIUS) and are a SP member, be sure to LIKE!



*A virtual one.

** UPDATE 20TH OCT 2011 ** DESPITE GETTING MOST LIKES AND VIEWS, SAM DID NOT WIN, REPEAT, DID NOT WIN FILM OF THE MONTH. GAH, IT'S A FIX, HOW CAN THAT BE? THE NOODLES ARE BOILING! MATT GROENING DID SEND SOME LOVELY FEEDBACK, THOUGH. SWEET **

VIDEO: Is Owning a Home Still Part of the "American Dream?" Or Is Renting a Home A Cheaper, Faster Way to Achieve That Dream?

Nationwide, homeowners have lost 28% of their wealth since 2005 due to the burst of the housing bubble.  In this area, folks have lost millions on foreclosures and negative equity.  Makes renting seem attractive...especially when you consider:
The Charlottesville Albemarle Area is highly transient--roughly 30% of the population leaves every year.   
Developers know many folks don't want to--or

Foreclosure - 417 9th Street. 2007 Price: $435k. 2011 Asking Price: $300k.

This 3 bd, 2.5 bath ca 1925 rehabbed house is in the 10th and Page section of the City of Charlottesville, and it has been repeatedly listed for foreclosure auction over the past year, before going back to Fannie Mae on Aug. 25.

10th and Page is one of the most poverty-stricken areas of the City, but in the heydey of the bubble, there was a hope that it could be "gentrified" like Belmont.  Never

When Did the Current Recession Begin?

ZeroHedge believes that when the NBER gets around to determining, it will have been some time during JAN - JUN of this year.

Report: Quake Vibrations Shut Down North Anna Nuclear Power Reactors; Permit Process For Reactor #3 Moves Forward

Dominion Power states it has found that the vibrations from the Aug. 23 5.8 earthquake caused the reactors to shut down, not a loss of external power at the facility.  The plant remains under investigation by the NRC.  Read.  And some permits needed to move forward on controversial Reactor #3 have been granted.

There was a protest outside Dominion's headquarters in Richmond on Tuesday, September

1 in 5 Charlottesville Families Can't Pay Their Bills: The Chamber of Commerce Notes the Best Way Out of Poverty is Through Jobs

The  "Greater Charlottesville Area Development Corporation"--the "charitable" arm of the Charlottesville Chamber of Commerce--has conducted a study showing:
1 in 5 families can't pay their bills
1in 3 families can't afford the costs, such as child care and transportation, to keep a job
Then the Corporation came up with some Solutions:"To address the issue, the community needs to support local

Police Say the Gang Problem In Charlottesville and Albemarle is Growing. Again.

The police have now identified at least 150 gang members in the City/County from a dozen+ organizations. 
The Commonwealth of Virginia is focusing on eradication of gangs. 
Gang-tagging is visible all over Charlottesville and Albemarle, prevalent in commercial areas and public spaces such as playgrounds.
In 2010, there were frequent reports of gang vandalism at Downtown's McGuffey Park. 
In 2008,

20% Down Payments Unlikely Until 2013...If Ever

The Housing Bust won't be "over" by 2013 (shadow inventory, global recession of 2012, etc.) But even if it were, that's the earliest that the 20% rule might go into effect.

Six Federal agencies -- The Federal Deposit Insurance Corp., the Treasury’s Office of the Comptroller of the Currency, the Department of Housing and Urban Development, the Federal Reserve, the Securities and Exchange

Cara Mengganti Icon Blog Yang Ada Di Address Bar

 Jika kita membuka suatu website atau blog maka seringkali kita menjumpai ada sebuah gambar atau icon pada address bar (kotak untuk mengetikkan alamat web). Dan jika kita punya blog di Blogspot maka icon default yang akan tampil adalah gambar seperti ini :
Bagi anda yang tidak puas dengan icon/gambar tersebut, anda bisa menggantinya dengan gambar sesuai dengan keinginan anda sendiri. caranya

Screenwriting Bullet #13: Format

Format is really the number one screenwriting fundamental yet it continuously gets disregarded by new (and occasionally not so new) writers. Essentially, if a script looks and feels like a script, with Courier Pt12 font, suitable left and right margins, appropriate tabs for characters' names and dialogue, then it's job done. If a script is written in Times New Roman in a Word document, with everything centred, or centred and all in capitals, then it just shouts AMATEUR.*

Stick to the basics. Invest in Final Draft software, and let the pre-programmed format do the work for you. Final Draft is widely considered as the industry standard, and many TV programmes will work to existing formats within the specific software (EastEnders included). There is free software available, such as Celtx, and files can easily be transferred into a PDF format, which is now the common document in which to send and receive scripts.

So, no more excuses. Scripts in proper script format. No more coloured fonts, screaming capitals**, or centred action. If you're going to look like a pro, you're going to have to start writing like one.


* Photo from Script Nurse

** The BBC Script Smart format for sitcom scripts do put everything in capitals, with the description on the right hand side of the page. This type of format developed when normal scripts were transferred into production drafts, so that the director and other departments could make notes on the left hand side of the page. It has become an acceptable way to format scripts, mainly in the sitcom genre, and should have a page count of around 50-60 pages.

---

Want me to read your script? Check out my consultancy page.

4 Perubahan Situs Facebook Tahun 2011

Facebook kembali melakukan perubahan pada situsnya. Pengumuman ini dilakukan pada konferensi f8 yang diadakan Facebook pada Kamis (22/9/2011) waktu Amerika Serikat.







Berikut sejumlah penyegaran yang dilakukan:

1. Timeline

Facebook memperkenalkan 'timeline'. Ini adalah streaminformasi pengguna yang berisi foto yang ia unggah, status yang pernah diupdate, aplikasi yang dipakai, dan

[Preview] DOTA 2

Yap, Nevermore akan kembali di DoTA 2!
Sejak dikonfirmasikan pada Oktober 2010 lalu melalui website GameInformer, banyak yang sudah menunggu-nunggu kapan pastinya sekuel salah satu map custom terfavorit di Warcraft III ini. Dan setelah menunggu hampir satu tahun, Valve sang pengembang mengatakan bahwa Defense of The Ancient (DoTA) 2 ini akan muncul pertama kali ke publik pada perhelatan

Cara Convert Video Dengan Any Video Converter

Any Video Converter sendiri, berdasarkan lisensi yang digunakan, terbagi atas dua jenis yaitu Professional Version dan Free Version. Versi gratis dari AVC yaitu Any Video Converter Free Version mendukung banyak format multimedia. Untuk format videonya seperti AVI, MPEG, WMV, MP4, MKV, FLV, dan SWF. Sedangkan untuk format audionya, AVC Free Version mendukung format MP3, OGG, WAV, AAC, M4A,

Tutorial Menggunakan Ashampoo Burning Studio

 
Hallo sobat blogger, lama tidak membuat artikel dalam blog ini karena banyaknya tugas dan pekerjaan sekolah. Kali ini saya akan membuat tutorial yang berjudul Cara Menggunakan Ashampoo Burning Studio. Ashampoo Burning Studio adalah software untuk burning CD/DVD yang fungsinya sama dengan Nero. Keunggulannya apa? Aplikasi ini Freeware, dan mudah Pengoperasiannya. Langsung saja
1. Download

Cara Mengatasi Virus Ramnit-Shortcut Dan trojan Xp Security 2011

Tahun 2011 ini muncul 2 virus dan trojan yang sangat kuat dan susah menghapusnya, yang jelas virus dan trojan ini membuat kita kalang kabut karena bikin eror. mereka adalah :

1. Virus Ramnit shortcut 1 - 4
2. Trojan Xp security 2011

Virus ramnit ini menyebar melalui flash disk , dengan ciri-ciri ada shortcut 1 - 4.ink didalam flash disk kita, flash disk yang sudah terinfeksi akan dengan

Tips Merawat VGA Card

Saat ini banyak bermunculan kartu grafis dengan berbagi merk/chipset, misal Riva TNT, savage, G-Force, Voodoo, dll. Mereka menawarkan fitur yang sangat bagus sesuai dengan teknologi sekarang. Pada prinsipnya kemajuan teknologi yg mereka tawarkan adalah tuntutan dari para konsumen yg membutuhkan tampilan grafis menarik (3D).

Apabila kita sebagai seorang konsumen yg harus terus mengikuti

Tips Merawat Hardware Dan Software

Tips Merawat Perangkat Keras (Hardware) Komputer / Laptop


   1. Tempatkan perangkat komputer di tempat yg bersih dan terjaga suhu dan kelembaban udaranya. unakan perangkat stabiliser, berguna untuk menjaga stabilitas tegangan listrik ke power supply.
   2. Gunakan UPS (Uninterruptable Power Supply), berguna disaat listrik mati maka komputer akan tetap standby dlm beberapa waktu. Dan bisa

Mengenal Adobe After Effects

  Adobe After Effects pada awalnya merupakan sebuah software produk dari Macromedia yang sekarang sudah menjadi salah satu produk Adobe.



Adobe After Effects adalah sebuah software yang sangat profesional untuk kebutuhan Motion Graphic Design. Dengan perpaduan dari bermacam – macam software Design yang telah ada, Adobe After Effects menjadi salah satu software 

One Month After the Earthquake, How's the Louisa County Housing Market?

Before the August 23 magnitude 5.8 earthquake hit the East Coast, epicenter Mineral in the County of Louisa, Virginia, the housing market was already struggling.  Louisa County is rural, agricultural, and between Henrico and Albemarle Counties, where many commute for work, and has a population of about 33,000.

As of July 31, completed home sales were down 30% over 2010 (which had been greased

2548 Garth Road - Grand Home on 50 Acres - Price Reduced $1M

Purchased in 2000 for $1.75M
Assessed at $3M
Beautiful home on 50 acres in Western Albemarle. 
Image copyright Trulia.  Click on it for larger version in new window.

512 Paton St. - New Construction in the City - Price Reduced $50k

In the area behind the UVA hospital, off Cherry Avenue.  Original list at $249.9k.

Image copyright Trulia.  Click on it for larger version in new window.

Earthquake in Eric Cantor's District...And What About That Deficit?

Read.

Halsey Minor Hopes a Charlottesville Bank Will Finance the Landmark Hotel

It would be great to see the 3 1/2 year old eyesore replaced with beauty.   But what Charlottesville bank has the $$$ for this?  Nevertheless, Minor is confident the hotel will be finished and will become one of the 'top 25 boutique hotels in the country.'

$1.75M Equestrian Property in Keswick Scheduled For Foreclosure This Afternoon, Owned By "Keswick Acquisitions LLC"

The auction is scheduled for 2:15 pm today at the Albemarle County Court House.  Foreclosures are subject to change without notice. The  property is located near Castalia Farm at 5400 Gordonsville Road.  The image is copyright Zillow, from an old listing.  Tax assessment is 100's of thousands less.

The owner is listed as "Keswick Acquisitions LLC."  Which is...?
See Manta for an NYC address

What is "Operation Twist," And What Does It Have to Do With Mortgage Rates?

The Federal Reserve (FOMC) concludes an unusual 2-day meeting this afternoon, and the expectation is that they'll announce America is a declining empire signal the use of "tools" to help the massive debt issues and structural unemployment crisis.  The upside to the crisis is historically low mortgage rates, now about 4.09%.  Nevertheless, few folks are willing or able to take advantage and

Are "Normal" Sales, Where the Seller Has Equity, Fading Away? Or, "Sell Now"

The other day we posted on the huge number of Virginia homeowners who have negative equity--they owe more than the house is worth.  Virginia is #8 in the United States. 

In 10 major metro areas, sales funded through mortgages declined by 60% from 2005-2010.

The housing market keeps morphing into a transactional morass that nobody has seen before, nor been able to anticipate.  And we're posting

UK Scriptwriters podcast: Dialogue

The latest UK Scriptwriters podcast with me and Tim Clague is all about dialogue: what is good dialogue, how do you write good dialogue, what are the four main functions of dialogue, etc?

Plus, there's news on the London Screenwriters' Festival. If you're going but haven't bought your ticket yet, get £30 off with discount code SCRIPTWRITINGUK (all caps).

Listen to the podcast via the embed below, or the main site, or subscribe via iTunes. You can email us with any suggestions or feedback (or just say hello!). Find us on Facebook. Follow us on Twitter. Cheers!

Thanks, as ever, to Industrial Scripts for their ongoing support to make the podcast happen.

Hasil Penelitian Hampir 8 Juta Gamer dengan iPad Sebagai Sarana Game

Baru-baru ini sebuah perusahaan game berencana membikin tablet yang khusus untuk para gamer, gamepad. Namun sebelum rencana itu terwujud, nampaknya gamepad akan memiliki saingan utama, yakni iPad.
Sebuah firma penelitian bernama Interpret baru-baru ini meluncurkan hasil penelitiannya. Mereka mengatakan bahwa banyak pengguna iPad bikinan Apple adalah para gamer. Tak tanggung-tanggung,

Cara Encrypt Gmail, Facebook, Dan Text Pesan

Email, tidak sepenuhnya pribadi. Server menyimpan email tanpa batas, dan account ini adalah beberapa yang paling mudah untuk di hack. Pesan yang dikirim melalui Facebook tampaknya lebih rentan daripada email. Tetapi untuk hal ini anda bisa melakukan Encrypt Gmail, Facebook dan Text pesan.

Encipher.it dapat Encrypt Gmail, Facebook dan Text pesan, asalkan penerima memiliki password yang

HyperCam 2 Screen Recording Software

HyperSnap adalah perangkat lunak screen capture yang sangat baik yang dibuat oleh Hyperionics, selain HyperSnap mereka juga memiliki produk lain HyperCam yang merupakan rekaman layar perangkat lunak yang menangkap tindakan dari layar Windows anda dan menyimpannya sebagai standar, mudah diedit, AVI (Audio Video Interleaved-) file film. Kedua HyperSnap dan HyperCam adalah shareware

Cara Merubah Backround Postingan Blogger

Pasti lebih menarik jika pada saat Anda memposting sebuah artikel, Anda dapat mengubah background posting dengan warna yang berbeda/ berbackground sebuah gambar sesuai dengan keinginan Anda. Caranya, Anda cukup menambahkan sedikit kode pada isi halaman Anda.
Silakan ikuti langkah-langkah berikut:

Untuk mengganti warna background
1. Ubah posting Anda pada mode Html
2. Kode yang perlu Anda

A True Measure of Trouble In Charlottesville Area Housing Is Negative Equity, Not the Number of Foreclosures

The latest data from CoreLogic shows that the Charlottesville Area's foreclosures are (once again) up 25% from the same time last year.  When reported by local media outlets, online and on air, NBC29 and Newsplex reporters pointed out 'The Charlottesville rate is lower than the national rate.'  

And a recent Hook story on the drastic decline in midsummer home sales also tried to reassure readers

US Poverty Rate 15%, Highest in 50+ Years; City of Charlottesville Exceeds This By At Least 10+%

National shame.  And local shame.

Unemployment and the underemployment remain the national crisis.

Charlottesville may have a lower employment rate than nationally, but unemployment is rising.  Too, there are folks living in poverty who are not counted as unemployed--they're not part of the statistical workforce.

In terms of the national outlook, this year is not going to be any better,

NRC Says No to Dominion Power's Rapid Re-Start of North Anna Nuclear Power Station

Nobody knows why the nuke plant shut itself down moments after the 5.8 magnitude earthquake struck the East Coast, shaking it twice as much as it was designed to withstand, on August 23.  Despite this, Dominion Power hoped to restart the plant, 11 miles from the quake's epicenter, on September 22.  

The NRC has committed itself to reassessing earthquake risks at nuclear plants.

In terms of

Pengertian Model Jaringan 7 OSI Layer

Pengantar Model Open Systems Interconnection(OSI)
Model Open Systems Interconnection (OSI) diciptakan oleh International Organization for Standardization (ISO) yang menyediakan kerangka logika terstruktur bagaimana proses komunikasi data berinteraksi melalui jaringan. Standard ini dikembangkan untuk industri komputer agar komputer dapat berkomunikasi pada jaringan yang berbeda secara efisien

$$$ Changes 9/11/2001 to 9/11/2011

Click on image for larger version in new window.  From ZeroHedge.

10 Years Later, In Memoriam.

Windows 8 Menjanjikan Booting Cepat Hanya 8 Detik

Windows 7 memang lumayan lama dalam waktu bootingnya dan tablet Android atau Apple iPad sebagai tablet memiliki waktu booting yang lebih cepat, nah terkait strategi Microsoft yang ingin menghadirkan Windows 8 sebagai sistem operasi tablet juga maka tentu Microsoft perlu berbuat sesuatu untuk mempercepat waktu booting pada Windows 8.

Ahirnya usaha Microsoft berhasil di mana waktu booting

Sam Morrison: Greetings

Some of you may be aware that I do some regular co-writing with Sam Morrison (animator/writer/director/Everton fan). Crikey, ever since 2000 in fact, when I script edited a pilot he was doing for Channel 4.

Since then, we've adapted Conrad's War, an award-winning children's book by Andrew Davies ("the script perfectly captures the spirit of the book"), written our much-loved Aliens FC as a script AND a book (getting close to production, publication and awards on numerous occasions), and also written many pilots for various production companies that have been awesome but sadly never been made or gone to series.

If you want to know why I love working with Sam so much, then you simply must check out his latest 5 minute animated short, Greetings. It's about a neurotic card designer who has a rather unorthodox idea for a greetings card, which suitably represents his ever-growing disillusionment with life. Voiced brilliantly by Michael Rosen!

Greetings is up for Shooting People's Film Of The Month so if you're a SP member, please do watch and *LIKE* it to help it win.

Go on, it'll cheer him up. He supports Everton, remember.

Fact Sheet For The American Jobs Act Includes A Mention of Mortgage ReFi's

President Barack Obama gave a speech tonight designed to rally voters save the economy make it seem like he cares as much about the citizenry as pleasing Big Banks.

Mortgage ReFi's at 4% are included in the plan under "More Money In the Pockets of Every Worker and Family."  The hope is to extend HARP, the Home Affordable Refinance Program, so that more folks qualify.  When costs are outlined on

NRC: 5.8 Earthquake Caused 2x As Much Ground Shaking As North Anna Nuclear Power Station Designed to Withstand

Dominion Power execs are scheduled to meet today with NRC officials to discuss the impact of the August 23, 5.8 earthquake that shook the East coast.

The plant endured more quake movement than it was designed to withstand, according to a preliminary federal analysis:
Parts of the North Anna Power Station in Mineral, Va., 11 miles from its epicenter, endured jolts equal to 26% of the force of

UPDATE - 1320 Kenwood Lane - 2009 Asking Price: $1.1M. 2011 Selling Price: $565K.

Whatever happened to 1320 Kenwood Lane, Charlottesville?   In  October 2009 we wondered How Do You Put a Price On a Labor of Love?  This was after the price had already been reduced.   

The house finally found new owners for 49% less than the original asking price: $1.1M to $565k in July 2011, after being on the market for over 2 years.  This awesome house has always attracted a lot of notice,

BlackBerry App World 3.0

Research In Motion (RIM) hari ini secara resmi meluncurkan BlackBerry App World 3.0. Aplikasi yang merupakan pusat bagi aplikasi, game, dan theme untuk BlackBerry ini telah diperbarui menjadi versi 3.0.
Sejumlah perubahan dan feature baru telah dibenamkan pada BlackBerry App World 3.0 ini:

Desain Dinamis: Blackberry App World 3.0 telah didesain untuk membantu pengguna mengetahui update

London Screenwriters Festival: Discount!

Going to this year's London Screenwriters' Festival? (Friday 28th October-Sunday 30th October 2011)

Want £30 off the ticket price?

Then use my discount code SCRIPTWRITINGUK (all caps).

Looks like another great line-up so snap up your ticket while you can.

The 17 Banks Being Sued By the US Gov't For Crap Mortgages

Cara Mengganti Kursor (Panah) Mouse Di Blog

Cara Mengganti Gambar Kursor di Blog  -  Gara-gara kepingin sekali mengganti gambar kursor di blog ini, akhirnya setelah googling kesana kemari nemu juga sebuah situs yang menyediakan banyak gambar-gambar kursor pilihan. Gambar kursor yang disediakan situs penyedia gambar ini http://www.totallyfreecursors.com/ banyak sekali, jadi kita tinggal memilih sesuai

Cara Mengatasi Galat Blogger : bX-fa9wwp

Solusi/Solution Error Galat bX-fa9wwp On Blogger/Blogspot – Selama beberapa hari ini banyak yang  mengalami error galat bX-fa9wwp pada blogger / blogspot, sehingga kesulitan untuk membuat posting baru atau moderasi komentar. Menurut beberapa informasi yang saya dapatkan dari Google, masalah error galat bX-fa9wwp di blogger / blogspot ini terjadi karena blogger sedang melakukan beberapa update.

US Will Sue Big Banks Over Housing Bubble Mortgages

The Federal Housing Finance Agency (FHFA) which oversees giant mortgage lenders Fannie Mae and Freddie Mac will file in federal court.  Bank of America, JPMorgan Chase, Goldman Sachs, Deutsche Bank and more will be accused of misrepresenting the quality of mortgage backed securities.  The US will seek billions of dollars in compensation.  From NYT:
The suits will argue the banks, which assembled

Liquid Lunch: Omnibus Video!

If you missed any of Liquid Lunch, my recent comedy web series, here's all of the episodes in one handy 12 minute video!

Personally, I think it's interesting to watch the series in this cohesive chunk as you get to see how the characters and story develop from what is essentially just two blokes talking within a deliberate proscenium* visual style. For example, a lot of story happens off screen to ensure the required pace and banter from episode to episode. An interesting exercise in exposition and time jumps! (It also shows how I should have got the actors to drink their pints from time to time!)

Check out the 'How I Made A Web Series' posts for the inside info on why, what, where and how it all came about. Here's a behind the scenes vid that shows the t̶o̶r̶t̶u̶r̶e̶ fun on the set.

And here's some outtakes!



* A fancy word I learned from some of the feedback I received.