The mortgage guru / housing analyst quickly and clearly dissects the 16% drop in national pending home sales...a portent of closings in the near future, despite massive government intervention in the housing market. He looks at 2009 sales, which were comprised of nearly 40% foreclosures, compares '08 to '09 and shows why that's moot, compares Oct. to Nov. 09 and gets apocalyptic....read here.
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