"Maybe It's Time to Buy That First House." Or is it?

The New York Times and The Washington Post both have opinion pieces about the current housing market.Ron Leiber, who writes the weekly NYT "Your Money" column, wonders if we are in a "golden age" for first-time homebuyers. He cites declining home prices, mortgage rates at +/- 5.5% nationwide, the possibility that rates will go to 4.5%, and the huge selection of available houses.He also mentions